French Mortgages

We offer a complete and comprehensive French mortgage service to ensure you obtain the best deal tailored to suit your personal requirements in France.

What we're about…

Keeping it simple

We cut through the complexity of managing finances overseas by avoiding jargon and obscure industry terms. Instead we prefer familiar, reassuring language, and simple financial planning solutions that make sense to everyone.

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We offer a complete and comprehensive French mortgage service to ensure you obtain the best deal tailored to suit your personal requirements in France.

Our experienced and bilingual team will provide unparalleled support to make sure your acquisition and French Mortgage application is as stress-free as possible.

See the mortgages we offer

We understand that mortgages aren’t a one-size fits all kind of deal, which is why we place the utmost importance in determining your individual circumstances to get you the deal that allows you to live your best life. 

Harrison Brook Mortgages are partnered with multiple French retail banks and Monégasque private banks depending on the property purchase price. Different banks have different criteria, such as loan duration, loan to values and so on, so these partnerships enable us to acquire preferable terms and conditions for our clients.

It is very important before moving forward with a property purchase abroad that you speak with a qualified mortgage and registered broker in order to ensure you get the right financing with the right bank, according to your own unique situation.

Types of Mortgages Available in France

Variable Rate Mortgages

Variable rate mortgages can fluctuate, either on a 3- or 12-month basis, which affect your duration or monthly payments. This is usually decided before the loan is in place. The advantage of a variable rate is that there are usually no penalties for early repayment, partial or total.

Fixed Rate Mortgages

Fixed rate mortgages are worth considering in France as the rate is often fixed for the entire duration of the loan, up to 25 years.

Capped Rate Mortgages

Capped rate mortgages are interesting because the variable rates are incredibly low at the moment.

Capital Repayment Mortgages

Capital repayment mortgages are the main type of loan offered by banks in France, where you are repaying both capital and interest from the start of the loan.

Interest Only Mortgages

The purpose of this investment is to acquire interest and serve to repay the outstanding capital at the term of the loan.

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What Our Customers Say

Don't just take our word for it, here's what some of our clients have to say.


  • "From my first contact with Jack Camille I was impressed by the service of Harrison Brook. Advice was clearly given after an in-depth financial review. Advice was very clearly outlined and came with regular reviews of progress. Excellent service all round."

  • "Prompt reliable and expert help when needed.Transparent disclosure of all the costs involved. Friendly and efficient service I would highly recommend."

  • "Sound advice in difficult times. Acceptable prices when compared with alternatives. Regular contact and updates in clear understandable form."

  • "James was able to instantly build rapport, while he guided me through the process of opening an account. This is my first account of this nature, and I had countless questions. James patiently explain things in a way which was easy to understand, while still listening to what I had to say. I really appreciate his insight."

  • "Excellent customer service all the way through, professional, proactive, patient in answering all my questions, immediate answer to emails, great follow up and communication, deep legal knowledge and legal experience in the field, all of which helped in having my pension transferred in a faster amount of time than normal. I’ve rarely received such swift and excellent customer service before. The whole complex pension transfer experience could have been heavy and stressful, but instead it was the whole opposite."

  • "My financial knowledge is very limited but I knew I had to do to invest somewhere. I found the market scary and intimidating. I think really its a mine field. I am very grateful for finding Harrison Brook as they have been outstanding. From the very start they have guided me through the process in an honest and transparent manner explaining every step. Even after a lot of hesitation on my behalf. I don't think I could be happier with the first 6 Months. James Rayburn has been a class act answering all my interrogations patiently and professionally. I would recommend him and Harrison Brook to friends and family. The advice I have received has been very financially rewarding. I look forward to working with Harrison Brook and James for a very long time. Probably one of the best decisions I have ever made."

Harrison Brook has a 5 star independent service rating on Feefo

One of our expert financial advisers will aim to get back to you within 12-24 hours.