Returning Americans

Moving from the USA to work abroad can be an incredibly rewarding experience, but not without its own administrative and financial headaches.

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The United States, and in particular the IRS, will always want to be informed of your financial situation, regardless of where you may be working or living. This is particularly important once you return to the US, and if you choose to continue to hold investments and pensions abroad.

At Harrison Brook, we understand that you may have built up various pensions, assets or investments abroad and want to know how best to manage them. Our specialist cross-border advisers, who are regulated by the SEC, can guide you through your options and ensure that your return to America is as seamless as possible.

Services for returning Americans

UK Pension Transfer

As a returning US resident who has worked in the United Kingdom, you may wish to transfer your UK pension provisions to a more bespoke solution. There are concerns that your UK pension is likely to remain unmanaged due to regulatory red tape and that the entirety of your UK holdings will be in Sterling (GBP). Naturally, this will create additional currency risk as you look to drawdown your retirement funds.

By transferring your UK pension, you could get access to ongoing professional management, as well as hold your underlying investments in US Dollar (USD), making the drawdown process far simpler.

Investment Consolidation

Working and living in Europe may have resulted in the creation of various overseas investment accounts. As a US citizen, it is essential that these accounts remain compliant at all times in order to avoid significant future taxation concerns.

At Harrison Brook, we specialise in tax-efficient and compliant investment accounts that are tailored towards US expats returning from abroad.

Products for returning Americans

International SIPP

Whilst an International SIPP still guarantees that your pension remains within the UK jurisdiction, it is a product specifically designed for people who have moved abroad and have no plans of returning.

As such, it allows for funds to be held in all major currencies, as well as full flexi-access drawdown regardless of your location.

By consolidating your UK pensions into an International SIPP, you can benefit from professional and regulated ongoing management from our cross-border regulated advisers.

American Investment Platform

Once you have decided on an investment strategy, you will then have to decide upon your choice of platform.

A platform is where you hold your investments, and where you will have visibility. Typically, you would receive an online login to your account, showing performance data, transaction history, charges and anything else that could be relevant to your holdings.

When considering the right platform, there are several factors at play – the most important being its reporting and compliance functions. After this, you may be concerned about the cost of the platform, the range of funds or perhaps the ease of use.

Working with a professional and SEC regulated adviser here at Harrison Brook can help you identify the best solution and investment platform to suit your need.

What Our Customers Say

Don't just take our word for it, here's what some of our clients have to say.

Testimonials

  • "From my first contact with Jack Camille I was impressed by the service of Harrison Brook. Advice was clearly given after an in-depth financial review. Advice was very clearly outlined and came with regular reviews of progress. Excellent service all round."

  • "Prompt reliable and expert help when needed.Transparent disclosure of all the costs involved. Friendly and efficient service I would highly recommend."

  • "Sound advice in difficult times. Acceptable prices when compared with alternatives. Regular contact and updates in clear understandable form."

  • "James was able to instantly build rapport, while he guided me through the process of opening an account. This is my first account of this nature, and I had countless questions. James patiently explain things in a way which was easy to understand, while still listening to what I had to say. I really appreciate his insight."

  • "Excellent customer service all the way through, professional, proactive, patient in answering all my questions, immediate answer to emails, great follow up and communication, deep legal knowledge and legal experience in the field, all of which helped in having my pension transferred in a faster amount of time than normal. I’ve rarely received such swift and excellent customer service before. The whole complex pension transfer experience could have been heavy and stressful, but instead it was the whole opposite."

  • "My financial knowledge is very limited but I knew I had to do to invest somewhere. I found the market scary and intimidating. I think really its a mine field. I am very grateful for finding Harrison Brook as they have been outstanding. From the very start they have guided me through the process in an honest and transparent manner explaining every step. Even after a lot of hesitation on my behalf. I don't think I could be happier with the first 6 Months. James Rayburn has been a class act answering all my interrogations patiently and professionally. I would recommend him and Harrison Brook to friends and family. The advice I have received has been very financially rewarding. I look forward to working with Harrison Brook and James for a very long time. Probably one of the best decisions I have ever made."

Harrison Brook has a 5 star independent service rating on Feefo

One of our expert financial advisers will aim to get back to you within 12-24 hours.

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