Retirement Planning

Retirement is a daunting decision for many and one you need to get right if you want to live the life you imagined. This is where we can help.

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Our reputation is built by winning trust, but also delivering on our promises. We love working closely with our expat clients, giving sound financial planning advice to leverage wealth and help grow their investment portfolios.

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Retirement is a daunting decision for many and one you need to get right if you want to live the life you imagined. This is where we can help.

Confused by International Expat Retirement Planning?

Over the past few years, more and more people have come to realise that they must plan for retirement carefully if they are to retire at the age and income level they originally desired.

Gone are the days of your employer, or the state, looking after you in your ‘golden’ years. An ageing population means that generous pension plans such as ‘defined benefit schemes’ are no longer paid out.

Why is Expat Retirement Planning so difficult?

Expats often move around, and this transient lifestyle can make retirement planning difficult; forming coherent financial plans for the future may slip down the list of priorities.

Currently, if you make use of a domestic pension scheme from your country of origin, you may not be able to gain access to the funds or move the money before reaching retirement age. What this means is that you accrue small sums in various places that do not add up to the equivalent of what you would have been entitled to if you had worked in one place for that period of time.

It can also become incredibly complex managing numerous pension pots under different countries’ regulations. Some expats may not be able to predict exactly where they will eventually retire, or even whether they will remain an expat or return home.

So, what is the solution?

An international private retirement plan to supplement your employer and state provision.

International Retirement Plan

  • No country restrictions on contributions or withdrawals
  • Match your pension to your transient lifestyle
  • Allows for consistent medium to long term retirement planning without having to open/close a pension everytime you move country
International Retirement Plan

Offshore expat retirement planning offers a great solution to the transient expat who, just like their local counterpart, wishes to invest and make financial plans for their future. The inconvenience and disruption of having to re-establish a new retirement plan every time you move country is negated by this geographically portable solution.

You can contribute from whichever country you live in and you can withdraw funds from wherever you decide to retire. The plan stays in the same place, and grows tax-free in a tax-efficient area, while you move around.

This is the perfect solution to any expat’s long-term retirement investment needs.

Why choose Harrison Brook for your International Expat Retirement Planning?

  • We offer discounted international retirement plans through our online advice system and pass the savings onto you.
  • Expat retirement planning products are available from a range of the world’s largest banking institutions.
  • We are cross-border international specialists, which provides an ideal solution for contractors, oil & gas workers or any transient expat worker.
  • UK regulated adviser.
  • Ongoing advice and management.
  • No restrictions on client location.
  • Access to funds that have been handpicked by investment specialists in model portfolios, structured for capital growth, income generation or both.
Want to find out more?

Video FAQ

For more information on this service/blog, please watch our FAQ video below. You can also find more video guides on expat financial planning on our YouTube channel.

What Our Customers Say

Don't just take our word for it, here's what some of our clients have to say.

Testimonials

  • "From my first contact with Jack Camille I was impressed by the service of Harrison Brook. Advice was clearly given after an in-depth financial review. Advice was very clearly outlined and came with regular reviews of progress. Excellent service all round."

  • "Prompt reliable and expert help when needed.Transparent disclosure of all the costs involved. Friendly and efficient service I would highly recommend."

  • "Sound advice in difficult times. Acceptable prices when compared with alternatives. Regular contact and updates in clear understandable form."

  • "James was able to instantly build rapport, while he guided me through the process of opening an account. This is my first account of this nature, and I had countless questions. James patiently explain things in a way which was easy to understand, while still listening to what I had to say. I really appreciate his insight."

  • "Excellent customer service all the way through, professional, proactive, patient in answering all my questions, immediate answer to emails, great follow up and communication, deep legal knowledge and legal experience in the field, all of which helped in having my pension transferred in a faster amount of time than normal. I’ve rarely received such swift and excellent customer service before. The whole complex pension transfer experience could have been heavy and stressful, but instead it was the whole opposite."

  • "My financial knowledge is very limited but I knew I had to do to invest somewhere. I found the market scary and intimidating. I think really its a mine field. I am very grateful for finding Harrison Brook as they have been outstanding. From the very start they have guided me through the process in an honest and transparent manner explaining every step. Even after a lot of hesitation on my behalf. I don't think I could be happier with the first 6 Months. James Rayburn has been a class act answering all my interrogations patiently and professionally. I would recommend him and Harrison Brook to friends and family. The advice I have received has been very financially rewarding. I look forward to working with Harrison Brook and James for a very long time. Probably one of the best decisions I have ever made."

Harrison Brook has a 5 star independent service rating on Feefo

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