By keeping our fees as low as possible means your money goes further.
We‘re passionate about transparency and being upfront with our client to offer peace of mind.
Our online advice system reduces our costs and fees allowing us to provide expats access to the largest range of and best value international financial products and services.
Harrison Brook is committed to transparency within charges, an area often glossed over within the industry, and principles of integrity to allow us to build successful and long-lasting relationships with our clients.
The typical expat previously faced little choice in fulfilling their family’s transient financial planning requirements. Harrison Brook are transparent and offer the full breadth of market products and services with no product provider bias.
Our Fees & Case Studies
Our unique approach to financial advice and services means we're able to offer the lowest fees possible.
We're completely transparent and upfront
Case Study
Transferring to a personal or defined contribution pension into a International SIPP
You have recently moved to France, you wish to better manage your UK pensions. Priorities include having flexibility on drawdown, ability to hold Euro’s within the pension and a wide investment choice. You require full preparation of a financial plan along with a retirement shortfall calculation.
Your total consolidated transfer value is £100,000.
One-Off Charges
- International SIPP Setup Fee = £0
- Investment Platform (GIA) Setup Fee = £0
- Harrison Brook Advice & Setup Fee = 3.00% of the transfer value (£3,000)
(Including all advice and retirement shortfall calculations – This fee reduces in line with the transfer value)
Ongoing Charges
- International SIPP Annual Trustee Fee = £180 per annum
- Investment Platform (GIA) Ongoing Fee = 0.30% per annum
- Harrison Brook Ongoing Management Fee = 1% per annum
Total = 3% (One-Off) + £180 + 1.30% per annum (Ongoing)
Case Study
Transferring a US Pension (401K, 403B) to an IRA
You have recently moved to Europe, you wish to better manage your US pensions. Priorities include having flexibility on drawdown, ability to convert a portion of your IRA to a Roth IRA and a wide investment choice. You require full preparation of a financial plan along with a retirement shortfall calculation.
Your total consolidated transfer value is $100,000.
One-Off Charges?
No set up charges.
Ongoing Charges
Cross-border Registered Investment Advisor fee Ongoing Fee = 0.15% per annum
Harrison Brook Ongoing Management Fee = 1% per annum
Total = 1.15% per annum (Ongoing)
Case Study
Planning for Your Future Retirement
You are concerned that you haven’t saved enough into your pensions and you would like to start a regular savings solution to work towards closing any provision shortfall that you have. You have stated you could afford to save €500 per month into it.
One-Off Charges
- Harrison Brook Advice & Setup Fee = €1500
Ongoing Charges
- Fee per Contribution/Premium = €15
- Investment Platform (GIA) Ongoing Fee = 0.30% per annum
- Harrison Brook Ongoing Management Fee = 1% per annum
Total = €1500 (One-Off) + €15 per premium + 1.30% per annum (Ongoing)
Case Study
Direct investment from savings into a ‘Global Investment Account (GIA)'
Having worked on numerous work contracts across 3 different countries, you have accumulated $260,000 in your bank’s savings account. You an interested in investing this capital for greater capital growth, but you would like to be able to further contribute into the policy from any country as well as take benefit in any country. It’s also your priority to have no exit penalties in case you need access.
One-Off Charges
- Harrison Brook Advice & Setup Fee = 2.00% ($5,200)
- Investment Platform (GIA) Setup Fee = £0
Ongoing Charges
- Investment Platform (GIA) Ongoing Fee = 0.30% per annum
- Harrison Brook Ongoing Management Fee = 1% per annum
Total = 2% (One-Off) + 1.30% per annum (Ongoing)
