What we're about
Gaining Trust
We work hard to become your friendly and approachable, go-to financial planning team. We offer sensible, transparent advice and win our clients’ confidence with honest and knowledgeable guidance that works.
Read more »Expat Financial Advice Articles
Our team regularly puts together blog posts about the current market situation or relevant topics.
What we're about…
Keeping it simple
We cut through the complexity of managing finances overseas by avoiding jargon and obscure industry terms. Instead we prefer familiar, reassuring language, and simple financial planning solutions that make sense to everyone.
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Posted by Ryan Frost | Jul 27, 2018
Portugal – QROPS, and Taking Your Pension Tax Free!
If you are one of the many Brits looking at a retirement offshore? Or just considering a change of lifestyle and becoming an expat, Portugal could be the place for…
Posted by Ryan Frost | Apr 25, 2018
Pension Sharing Order for a QROPS
Pension Sharing Order for a QROPS Pension sharing order for QROPS is becoming increasingly common. Although at first, they can seem complicated to sort out, there is a simple process…
Posted by Ryan Frost | Mar 21, 2018
Do you have a Britannia QROPS?
Britannia QROPS? If you have previously lived in New Zealand then there is a good chance you hold a Britannia QROPS. First of all, let me make clear that Britannia Financial Services…
Posted by Ryan Frost | Mar 08, 2018
QROPS Complaints! Have you been missold a QROPS?
QROPS Complaints Have you been mis-sold a QROPS? Are you currently in a Maltese or Gilbrator QROPS but don’t know why and are now locked in with expensive annual management…
Posted by Ryan Frost | Dec 07, 2017
Delisted Hong Kong QROPS
Delisted Hong Kong QROPS As of April 2017, there were 23 listed Hong Kong QROPs. One delisted straight away and a further 2 delisted in October. All remaining 19 Hong Kong…
Posted by David Naughton | Nov 02, 2017
Is my Guernsey QROPS secure?
Guernsey QROPS Did you transfer to a Guernsey QROPS? Are you aware of the changes to legislation? Read on to find out how you may have been impacted. For many…
Posted by David Naughton | Aug 16, 2017
Should I transfer to a QROPS?
Should I transfer to a QROPS? When you’re an expat, finances can (and invariably do) get complicated. In today’s article, we’re going to identify when expats should be considering a…
Posted by Ryan Frost | Apr 19, 2017
HMRC QROPS – 2017 overhaul of the QROPS Rules
Why did HMRC decide to change the HMRC QROPS requirements? In light of the increased pension flexibilities introduced in April 2015, HMRC decided to review the conditions for HMRC QROPS.…
Posted by Ryan Frost | Mar 23, 2017
What did the Spring Budget mean for QROPS?
Spring Budget The Spring Budget has brought changes to ‘Qualifying Overseas Pension Schemes (QROPS) . Which will affect expats who want to transfer their pensions outside the EU, New Zealand…
Posted by David Naughton | Feb 20, 2017
Overseas UK Pension Transfers (QROPS)
“To transfer, or not to transfer?” That is the question. A question that many expats have wrestled with in the past and many more are and will wrestle with in…